What Is The Most Important Information I Should Know About Saxenda
Serious side effects may happen in people who take Saxenda®, including:
Possible thyroid tumors, including cancer. Tell your health care professional if you get a lump or swelling in your neck, hoarseness, trouble swallowing, or shortness of breath. These may be symptoms of thyroid cancer. In studies with rats and mice, Saxenda® and medicines that work like Saxenda® caused thyroid tumors, including thyroid cancer. It is not known if Saxenda® will cause thyroid tumors or a type of thyroid cancer called medullary thyroid carcinoma in people.
Do not use Saxenda® if you or any of your family have ever had MTC, or if you have an endocrine system condition called Multiple Endocrine Neoplasia syndrome type 2 .
How Doctors Can Stop Stigmatizing And Start Helping Kids With Obesity
In clinical research studies, the primary side effects reported after taking Wegovy affected the digestive system: nausea, diarrhea, vomiting, constipation, abdominal pain or intestinal infections.
Eneli says such side effects and their frequency are milder than the problems that have arisen in the past. That good safety profile may mean the drug is “less likely to come up with unanticipated risks,” she says.
But the new drug will be of little use, she and other doctors who treat obesity say, if it’s not also affordable for patients.
“Before I even bring up that drug with my patients, I’m looking to see which insurance they are having on the left side of my screen because that will determine whether I bring it up,” says Stanford, the Harvard physician. “If it’s out of reach, like I said, I won’t bring it up.”
Stanford says her patients on existing obesity medications do extraordinary things to keep their coverage so they can afford to stay on the drugs.
“Several nurses here at the hospital that are my patients stayed working they were supposed to retire so they could stay on their injectable medication,” Stanford says, “because that’s how beneficial it was to them.”
What Are The Possible Side Effects Of Saxenda
Saxenda® may cause serious side effects, including:
The most common side effects of Saxenda® in adults include nausea, diarrhea, constipation, vomiting, injection site reaction, low blood sugar , headache, tiredness , dizziness, stomach pain, and change in enzyme levels in your blood. Additional common side effects in children are fever and gastroenteritis.
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State Regulation Of Insurers’ Obesity
About 68% of Americans obtain health-care benefits through private health insurance plans, many of which are regulated at the state level. Some states require insurers to offer specific health benefits or access to certain types of providers. Other state regulations affect the rating rules that insurers use to set premiums or to evaluate people for coverage through medical underwriting.
Privately insured people are overwhelmingly insured in the employer-based group market, with only 6% of insured people covered through the individual market. In the small-group market, we found that 41 states and the District of Columbia either explicitly or implicitly allow insurers to use health status or obesity as an independent factor in determining rates. Only nine states require small-group health plans to use a community or an adjusted community rating, where the premiums would be based on the expected claims of the community, not the individual employer group. These findings are consistent with the consumer information available from the National Association of Health Underwriters.
Thus, in most states, an employer’s health insurance premiums can be affected by the weight of his or her employees. Obesity carries high health-care costs thus, as obesity rates rise, increasing health insurance premiums may lead employers to drop health insurance coverage, increase premiums and cost-sharing for employees, or lower wages for workers.
Does Medicaid Cover Weight Loss Medication
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Who Should Not Use Saxenda
Do not use Saxenda® if:
- you or any of your family have ever had MTC or if you have MEN 2.
- you are allergic to liraglutide or any of the ingredients in Saxenda®.
- you are pregnant or plan to become pregnant. Saxenda® may harm your unborn baby.
Before taking Saxenda®, tell your health care provider about all of your medical conditions, including if you:
- are taking certain medicines called GLP-1 receptor agonists.
- have severe problems with your stomach, such as slowed emptying of your stomach or problems with digesting food.
- have or have had problems with your pancreas, kidneys or liver.
- have or have had depression or suicidal thoughts, or mental health issues.
- are breastfeeding or plan to breastfeed. It is not known if Saxenda® passes into your breast milk. You and your health care provider should decide if you will use Saxenda® or breastfeed.
Tell your health care provider about all the medicines you take, including prescription, over-the-counter medicines, vitamins, and herbal supplements. Saxenda® slows stomach emptying and can affect medicines that need to pass through the stomach quickly. Saxenda® may affect the way some medicines work and some other medicines may affect the way Saxenda® works. Tell your health care provider if you take diabetes medicines, especially insulin and sulfonylurea medicines.
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What Kind Of Weight Loss Treatments Do Insurers Cover
The Affordable Care Act requires that most health insurers cover obesity screening and counseling as preventive care for adults and children. Diet counseling is also available for adults at higher risk for chronic disease. That means you wont pay anything out of pocket even if you havent met your deductible as long as you see an in-network healthcare provider. If your initial screening shows you have a BMI over 30, you may qualify for additional services. These can include:
Dietary or nutritional screening
Surgery and other treatments
How Much Do They Cost
Weight-loss medicines can range in cost. But they can be expensive. If you and your doctor have decided that you need a weight-loss medicine, make sure you know how much you will have to pay.
Take time to find out about how your insurance covers the cost of these medicines. Your insurance company may not pay for the medicines. Ask the customer service representative these questions:
- Are weight-loss medicines covered? For how long?
- Do I need to use a certain drugstore?
- What is my co-pay?
Many insurance companies also list this information on their websites.
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Check Out Your State’s Guidelines
As you seek out coverage for weight loss programs and procedures through Medicaid, remember that each state administers its own plan. There will be guidelines specific to your location that need to be considered. To find out more specific coverage rules, Medicareinteractive.org recommends, contact your state Medicaid office. The site’s Medicaid Coordination with Part D chart provides a brief overview of state coverages as well as links to local contacts for each state. With just a little research and initiative, you should be able to quickly discover what resources are available to you for weight loss under Medicaid in your state.
Medicare Covers Nutrition Therapy
Medicare Part B and Medicare Advantage plans cover nutrition therapy for beneficiaries with diabetes or kidney disease or those who have received a kidney transplant in the last 36 months. You will pay nothing for Medicare nutrition therapy if you qualify for coverage.
Medicare nutrition therapy includes a nutrition and lifestyle assessment, individual or group nutritional therapy sessions, assistance with managing diabetes and follow-up visits to monitor your progress.
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Medicaids Requirement For Weight Loss Surgery
Medicaids requirements for weight loss surgery coverage are a little different as compared to other insurance plans. Typically, this is because Medicaid is unique in who they cover and how they cover their patients.
You need to meet a number of specific requirements in order to qualify for weight loss surgery through Medicaid, and you also need to be free from any medical issues that would prevent you from having surgery. If you pass these two tests, then Medicaid will generally pay for your weight loss surgery.
Medicare Covers Some Bariatric Surgery Procedures
Medicare may cover bariatric surgery such as gastric bypass surgery or laparoscopic banding surgery for beneficiaries who meet certain conditions.2
Medicare covers the following types of bariatric surgeries:
- Open and laparoscopic Roux-en-Y gastric bypass
- Laparoscopic adjustable gastric banding
- Open and laparoscopic biliopancreatic diversion with duodenal switch
In order for Medicare to cover your weight loss bariatric surgery, you must meet the following requirements:
- Have a BMI of 35 or higher
- Have at least one co-morbidity related to obesity
- Have previously undergone medical treatment for obesity, including weight loss programs, but were unsuccessful
Bariatric surgeries performed in an inpatient setting are covered by Medicare Part A .
If you are admitted as a hospital inpatient, Medicare Part A will help cover your hospital costs after you meet your Part A deductible .
If your bariatric surgery is performed in an outpatient setting, Medicare Part B will help cover your costs after you meet your Part B deductible .
After you meet your deductible, you are typically responsible for paying 20 percent of the Medicare-approved amount for your weight loss surgery.
Be sure to check with your doctor and your surgeon about how Medicare will cover your weight loss surgery. If you have a Medicare Advantage plan , check with your plan provider for more coverage information.
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Does Insurance Cover Weight Loss Procedures Like Bariatric Surgery
Obesity treatment insurance coverage varies when it comes to weight loss surgery. Some health insurance companies dont cover the cost of weight-loss surgery. But, in other cases, an insurer will foot the bill as long as you meet certain conditions.
For example, the insurer may want you to have a full medical workup. You and your doctor likely will have to make a pre-authorization request for the surgery. The health insurance company also may not approve surgery until you have shown documented proof that you have undergone a physician-supervised weight loss program.
In addition, Stegemann says some insurers charge bariatric deductibles that are separate from the patient’s regular deductible. Insurers also may place a cap on the amount of coverage they offer, with the patient on the hook for the remaining costs. Finally, you might have to wait up to a year while you try weight loss programs and counseling before the insurer will allow you to schedule the procedure.
Overall, Stegemann says its getting more challenging to meet the criteria necessary to be approved for surgery.
There’s no other area of medicine where people have to jump through as many hoops as they do for bariatric surgery, he says.
Medicare covers some bariatric surgical procedures, including gastric bypass surgery and laparoscopic banding surgery. But to be approved, you have to meet conditions related to morbid obesity.
Does Medicaid cover weight loss surgery? Yes, Medicaid covers surgery in most states.
Does My Medicaid Cover Obesity Screenings
Obesity screenings are a mandatory benefit for Medicaid beneficiaries under the age of 21. The Early and Periodic Screening, Diagnostic and Treatment benefit includes obesity screening and is required coverage for all state Medicaid programs.
Some states may also provide this benefit for beneficiaries aged 21 and over, though not every state does.
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Ketogenic Diets For Weight Loss
Gibson et al stated that VLEDs and ketogenic low-carbohydrate diets are 2 dietary strategies that have been associated with a suppression of appetite. However, the results of clinical trials investigating the effect of ketogenic diets on appetite are inconsistent. To evaluate quantitatively the effect of ketogenic diets on subjective appetite ratings, these researchers conducted a systematic literature search and meta-analysis of studies that assessed appetite with visual analog scales before and during adherence to VLED or KLCD. Individuals were less hungry and exhibited greater fullness/satiety while adhering to VLED, and individuals adhering to KLCD were less hungry and had a reduced desire to eat. Although these absolute changes in appetite were small, they occurred within the context of energy restriction, which is known to increase appetite in obese people. Thus, the clinical benefit of a ketogenic diet is in preventing an increase in appetite, despite weight loss, although individuals may indeed feel slightly less hungry . Ketosis appears to provide a plausible explanation for this suppression of appetite. The authors concluded that future studies should investigate the minimum level of ketosis required to achieve appetite suppression during ketogenic weight loss diets, as this could enable inclusion of a greater variety of healthy carbohydrate-containing foods into the diet.
Medicare Part B Covers A Diabetes Prevention Program
Medicare Part B will cover your participation in the Medicare Diabetes Prevention Program if you meet the following set of required conditions:
- You have a BMI of 25 or higher
- Youve never been diagnosed with diabetes or End-Stage Renal Disease
- You havent participated in the Medicare Diabetes Prevention Program before
- You have a hemoglobin A1c test result between 5.7 and 6.4 percent, a fasting plasma glucose of 110 to 125 mg/dL or a 2-hour plasma glucose of 140 to 199 mg/dL within 12 months before attending the first core session of the prevention program
The Diabetes Prevention Program consists of 16 sessions that take place over six months. The sessions include training, tips and strategies for weight loss and managing weight from a behavior coach.
The initial six months of training are followed by six additional months of less intensive follow-up sessions and 12 more months of ongoing maintenance sessions.
Medicare beneficiaries who meet the requirements for the program pay nothing for the service.
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How Well Do Weight
Weight-loss medicines are used along with healthy eating and being more active. Without those lifestyle changes, you will gain the weight back if you stop taking the medicine. Many people regain the weight they lost after they quit taking the medicines.
Studies show that when people took:footnote 1
- Bupropion/naltrexone , some lost 8 to 11 pounds.
- Liraglutide , some lost 8 to 13 pounds.
- Orlistat , some lost 6 to 7 pounds.
- Phentermine/topiramate , some lost 9 to 24 pounds.
Medicine doesn’t work for everyone. If you don’t lose weight within 4 weeks after you start the medicine, it probably won’t help you.
Is Obesity Covered By Insurance
Insurance coverage for obesity treatment is available, but it can be limited.
As part of the Affordable Care Act, all and many others must cover preventative obesity screening and counseling at no charge to you. That means you will not owe copays or deductibles or any other costs.
Medicare Part B covers obesity screenings and behavioral counseling if your body mass index is 30 or more. BMI is a measure of body fat based on height and weight. To be covered, your primary care doctor or another qualified provider must offer the counseling in a primary care setting, such as a doctor’s office.
You will not have to pay for these services, which include a dietary assessment and counseling that focuses on a diet and exercise regimen that will help you lose weight.
Under the Affordable Care Act, health plans arent required to cover medications or surgeries used to treat obesity, although some do. Some states also have passed their own laws requiring coverage of various types of obesity treatments. For example, around two dozen states require individual, family and small group plans to cover bariatric surgery.
Health insurance plans that existed before the passage of the Affordable Care Act that have not been significantly changed dont have to provide these services cost-free. Such plans are characterized as grandfathered plans.
In addition, some types of health insurance such as short-term health plans aren’t required to offer these services.
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