How To Apply For Senior Medicaid


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Applying for Medicaid with Senior Planning Services

If you are new to the New York Medicaid process, you no doubt have many questions about how the process works. At Goldfarb Abrandt & Salzman LLP, our New York elder law attorneys understand the many complexities and nuances associated with Medicaid law at both the state and federal levels. We can help you determine your eligibility for benefits and assist you with every aspect of the application process.

To schedule a free consultation and case evaluation with a New York senior law attorney, please call us at 387-8400, or contact us online today.

How To Apply For Mltc Plans In New York

The first step in enrolling is to contact your chosen plan administrators who will send a counselor to your home to conduct a preliminary needs assessment. Needless to say, you can also recruit the help of a certified counselor on your own, someone who will stay with you until you are completely set up with your plan.

The governmentâs counselor would have the initial tasks to:

  • Set up a Care Plan that meets your specific needs
  • Help you secure necessary health-related documents from doctors, laboratories, and other previous professional providers
  • Assist you in choosing a plan
  • Familiarizing you and your support people at home with your chosen plan
  • Help you with completing the planâs application questionnaire and agreement
  • Help you choose a set of providers from among the planâs provider network
  • And answer any remaining questions you or your support people at home may have

Eligibility Requirements For New York Medicaid Benefits

In order for New York seniors to be eligible for Medicaid services, they must meet certain financial eligibility requirements. First of all, an individual must be disabled or 65 years of age or older at the time of application.

There are additional requirements for New York Institutional Medicaid. In order for an individual to be eligible to receive New York Institutional Medicaid benefits, he or she must be under the appropriate asset limit set by Medicaid. Those limits are currently as follows:

  • Single person $15,150
  • Couple $22,200

In the event that only one spouse is seeking admission to a facility, the community spouse will be able to retain at least $74,820or a maximum of one-half of the couples joint liquid assets up to a maximum of $123,600. In the event the assets are over $123,600,there may be other rules that apply.

In Medicaid terminology, the snapshot date refers to the first day of the month on which one spouse goes to a facility, and the assessment of the couples joint liquid assets occurs from this date.

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Medicaid Adults 65 And Older & People With Disabilities

The Medicaid program provides comprehensive medical coverage to seniors and people with permanent disabilities. People receiving SSI benefits automatically receive Medicaid. Seniors and people with disabilities who are receiving Social Security Retirement or Disability benefits and have income/resources that exceed the SSI limits may be eligible for Medicaid under the rules described in this section.

Note: People with disabilities who are waiting for a decision on eligibility for SSI or Social Security Disability Insurance benefits may be eligible for Medicaid under the MAGI category.

Who Qualifies?

  • 65 and older.
  • People who have a severe physical and/or mental disability that has lasted or will last longer than one year or will result in death and prevents any substantial gainful employment.
  • Must be a citizen or eligible immigrant. Eligible immigrants include refugees or persons granted asylum. Lawful Permanent Residents who entered the U.S. on/after 8/22/96 must be in status for at least 5 years. In addition, immigrants who were in lawful status in the U.S. before 8/22/96 and lived in RI at some time before 7/1/97 may be eligible for coverage.

Income and Resource Limits

How to Apply

You can apply on-line at You can also request a paper application from a DHS office by calling: 1-855-697-4347 or by downloading the form from the EOHHS website at:

For more information on Medical Assistance see the EOHHS website.

What Is The Difference Between Medicare And Medicaid

Medicaid for Seniors Basics eBook

With similar-sounding names, it’s no wonder that Medicare and Medicaid get confused sometimes! Both are funded by taxpayers what sets these two programs apart is who they provide health care coverage for.

Original Medicare is a federal health insurance program that provides health care coverage for Americans age 65 and older, as well as those who live with a disability.

Medicaid is a joint federal and state health insurance program that covers Americans with a limited income. Adults who are 65 or older and meet the limited-income requirements may be covered by both programs.

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What You Need For Apply For Masshealth Coverage For Seniors And People Of Any Age Who Need Long

To apply, you may need to provide the following information and documents.

  • Social Security numbers, if you have them, for every household member who is applying
  • Proof of income and assets
  • Proof of any health insurance that you are currently enrolled in or have access to
  • Information about or proof of citizenship/national status or immigration status

Molina Medicare Complete Care Select Gives You Lots Of Extra Money

Our special plan gives you many valuable additional benefits for important health care services. And it makes managing your Medicare and Medicaid coverages easier than ever.

Our special plan gives you many valuable additional benefits for important health care services. And it makes managing your Medicare and Medi-Cal coverages easier than ever.

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Who Is Eligible For Medicaid

You may qualify for free or low-cost care through Medicaid based on income and family size.

In all states, Medicaid provides health coverage for some low-income people, families and children, pregnant women, the elderly, and people with disabilities. In some states the program covers all low-income adults below a certain income level.

Even if you were told you didn’t qualify for Medicaid in the past, you may qualify under the new rules. You can see if you qualify for Medicaid 2 ways:

  • Visit your state’s Medicaid website. Use the drop-down menu at the top of this page to pick your state. You can apply right now and find out if you qualify. If you qualify, coverage can begin immediately.
  • Fill out an application in the Health Insurance Marketplace. When you finish the application, we’ll tell you which programs you and your family qualify for. If it looks like anyone is eligible for Medicaid and/or CHIP, we’ll let the state agency know so you can enroll.

Who Qualifies For Medicaid

Free help to Enroll in Medicaid for Seniors and People with Disabilities

Your first step in qualifying for Medicaid is to be a U.S. citizen or a lawful permanent resident to be eligible for full benefits. Qualification for Medicaid is based on income. Whether you have a disability, the size of your family, and your age also factor into your eligibility. Though the qualifications vary by state, both your assets and your income are taken into consideration. Some older adults may qualify for both Medicare and Medicaid.

Quick Tip: Visit our guide to the Medicaid look-back period to learn how this policy can impact your eligibility for Medicaid.

Medicaid qualifications change year to year, so even if you didn’t qualify in the past, it doesn’t mean you never will. If your financial situation changes or your state expands Medicaid, you may qualify in the future. Unsure if you meet the eligibility requirements for Medicaid? Help is just a phone call away through your state’s Medicaid agency.

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Costs Associated With Medicaid And Applying For Medicaid

Once an individual has been accepted into the Medicaid program, generally speaking, there are no monthly payments. And co-pay amounts are non-existent or very minor. However, applicants may incur some costs during the Medicaid application process if they elect to use certain types of assistance.

There are Area Agencies on Aging that have case managers and benefits counselors who can help with the application process for no charge. There are also private Medicaid Planners who have a much stronger incentive to ensure a seniors acceptance into the program. Private Medicaid planning fees are typically several thousand dollars. It is worth noting that private Medicaid planners can very quickly pay for themselves if they are able to help a family retain some of their assets or get the candidate into the Medicaid program sooner. This is because even one month of out-of-pocket long term care costs can greatly exceed any Medicaid planning fees.

Help us improve this webpage. What questions about Medicaid and aging care have we left unanswered? Tell us.

Florida Medicaid Program Eligibility

Medicaid is a program for medical assistance that gives low-income individuals and families access to health care that they wouldnt otherwise have. Medicaid also assists people with disabilities and the elderly with the costs of expenses like care in nursing facilities and other long-term medical bills.

The agency responsible for Medicaid in Florida is the Agency for Health Care Administration, also known as simply the Agency. The Agency has successfully completed implementing the SMMC program. Under this program, most of the recipients of Medicaid are enrolled into one of a variety of health plans. These health plans are accredited nationally and selected by a competitive procurement process.

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How Mepd Services Are Provided

If you’re an adult with a disability and qualify for MEPD, these services are typically provided by STAR+PLUS. You will choose a STAR+PLUS health plan from the ones available in your service area.

If you have a child with a disability who qualifies for MEPD, these services are typically provided by STAR Kids. You will choose a STAR Kids health plan from the ones available in your service area.

You might also be enrolled into traditional Medicaid. Traditional Medicaid just means the state pays your doctors, nurses and other caregivers directly.

Medicaid Benefits And Services

Applying for Medicaid: An Elder Law Attorney Can Help

The services covered by Medicaid vary from program to program and from state to state. What follows are general Medicaid benefits which are typically available in most states.

The Affordable Care Act does not significantly impact Medicaid long term care benefits for the elderly. Therefore, repeal by the Trump administration will have limited impact.

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Who Qualifies For Medicare

To qualify for Medicare coverage, you must be a United States resident and either a U.S. citizen or a lawfully admitted alien who has lived in the U.S. for five continuous years. You also must meet at least one of the following criteria:1

  • You are age 65 or older.
  • You have been disabled for over 24 months.
  • You have been diagnosed with end-stage renal disease.
  • You have Lou Gehrig’s disease .

Who Can Use This Application

Use this application if you live in Massachusetts and you are

  • Aged 65 or older and living at home, and:
  • Not the parent of a child under 19 years of age who lives with you, or
  • Not an adult relative living with and taking care of a child younger than 19 years of age when neither parent is living in the home, or
  • Age 65 or older and are disabled and are either working 40 or more hours a month, or are currently working and have worked at least 240 hours in the 6-months immediately before the month of the application, or
  • Not working
  • An individual of any age and need long-term-care services in a medical institution, such as a nursing facility or chronic hospital
  • An individual who is eligible for certain programs to get long-term-care services to live at home
  • A member of a married couple living with your spouse, and
  • Both you and your spouse are applying for health coverage
  • There are no children under 19 years of age living with you
  • One spouse is 65 or older and the other spouse is under 65
  • Learn more about eligibility for seniors and long-term care. If this does not describe you, please see Apply for MassHealth, the Health Safety Net, or the Children’s Medical Security Plan.

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    Adult Day Care / Adult Day Health Care

    Medicaid in all 50 states through Medicaid HCBS Waivers and some regular Medicaid programs will cover adult day care and / or adult day health care for some beneficiaries. Interestingly, some states choose to only cover adult day care and not adult day health care and other states choose to do the reverse. Still other states elect to cover both options. Specific state policies and waivers are available here.

    Eligibility Requirements For Medicaid

    Medicaid for Seniors and Persons with Disabilities (SPD)

    There are two different requirements that you have to meet to be eligible for Medicaid. States dont have to cover every eligibility group so you will have to make sure that you check for what your state covers. For the most part though, you must meet general requirements and financial requirements.

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    Assisted Living / Senior Living Communities

    The number of state Medicaid programs helping with assisted living is increasing, and this trend looks like it will continue until assisted living assistance is available nationwide. As of mid 2019, in 44 states and the District of Columbia, Medicaid pays for some assisted living fees, mostly by way of Medicaid Home and Community-Based Services Waivers. To be clear, Medicaid will not pay for room and board or rent in assisted living communities. However, there are other programs open to Medicaid beneficiaries that can help. In addition, there are assisted living-like programs that may not be called assisted living, but provide a very similar experience. Read each states assisted living policy and learn about specific Medicaid waivers here. Often positioned as an alternative to assisted living or nursing home care, adult foster care is covered by Medicaid in many states. Read states adult foster care policies here.

    What Does Medicaid Cover In Florida

    The amount and type of services that will be covered by Medicaid will depend on things like how old the beneficiary is, which program the beneficiary is actually enrolled in, and even the type of services that will be necessary medically. These services might include community behavioral health, prescription medications, visual, dental, transportation, hospice, nursing home, home health care, family planning, hospital, doctor visits, and more.

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    Which Medicaid Plan Is Best In Florida

    Each Medicaid plan in Florida comes with the same core benefits which are listed here. You can also compare the performance data for the various plans in your area by using what is known as the Medicaid Health Plan Report Card. You will also have to consider things like the types of services that might be needed along with how many doctor visits that will be necessary, the plan that is accepted by your doctors, the types of doctors you will need, and what extra benefits will meet your needs.

    Helping Individuals Determine Their Eligibility For Medicaid And Complete The Necessary Paperwork

    What Is Medicaid And How Tradition Home Care Can Help Your Senior Apply ...

    In a nutshell, both federal and New York state law govern Medicaid. It helps senior citizens afford the high cost of long-term healthcaremost often in nursing homes, at home, or in assisted living facilities.

    With all of the benefits of the New York Medicaid Program, the program can still be extremely difficult to navigate and often leaves many applicants with few answers and many more questions. This is due, in part, to the complex state and federal laws that govern the program, as well as the fact that these requirements are changing and evolving on a continuous basis. In cases where applicants make even a small financial mistake, they could receive a denial of coverage, or they could face other significant losses.

    Fortunately, you do not need to handle the complex Medicaid application process on your own. The experienced New York senior law attorneys at Goldfarb Abrandt & Salzman LLP, are ready and willing to assist you throughout the process. Our knowledgeable legal team can sit down with you during an initial consultation and assist you in determining your eligibility.

    Furthermore, our attorneys can be by your side during the entire process, from the initial application consultation up through your final approval. Given our many years of experience in the business, we can help you seamlessly navigate the process and avoid the common challenges and pitfalls.

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    Who Is Eligible For Mltc Plans In Nys

    You are eligible for applying for an MLTC plan if you:

    • Are 21 or older and reside in an area serviced by your chosen plan
    • Need at-home services that are commonly provided in nursing home settings
    • Can safely remain at home
    • Are certifiably in need of long-term care, i.e. longer than 120 days
    • Are willing to be serviced by the planâs network of providers

    Apply Directly With A State Medicaid Program

    The most direct way to apply for Medicaid is to contact a state office directly and put in an application. This often requires a brief meeting with a benefits counselor or case worker to establish eligibility for the program. Some states take Medicaid applications online, while others require an in-person visit to a Social Security Administration office.

    In many states, applications for Medicaid can be taken at county Human Services offices. Seniors with limited ability to travel or manage their affairs may apply for Medicaid through an authorized representative, including the benefits coordinator at a residential care facility.

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