Financial Assistance For Assisted Living In Eugene
Seniors who are eligible can apply for funds to help pay for their assisted living care through the following government programs: the Oregon Health Plan, which is the states Medicaid program, and the Community First Choice Option.
Learn more about these programs, plus whos eligible, on our Assisted Living in Oregon page.
What Is ‘spend Down’
Spend down means spending down your finances until you are left with the minimum amount of savings allowed that would qualify you to receive Medicaid services. A care facility that has a Medicaid contract may be referred to as a spend down facility. That means it is a facility that would accept new residents with limited private pay ability and would continue to provide the same services once you are certified through Medicaid.
How Much Does Assisted Living In Eugene Or Cost
The average cost associate with care at an assisted living facility in Eugene OR is $3775 / month.
The truth is that care, no matter the setting, but especially in nursing homes, requires robust staffing 24/7. The costs of hiring and keeping exceptional caregivers and medically trained staff such as nurses, is very costly. Add in the price of running a medical facility all day and night, pricey medical supplies and needed administrative staff, and youve got quite the overhead.
Although the cost can seem overwhelming, its smart to look into financial planning for end stage retirement and expected care needs.
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Assisted Living Facilities In Eugene Oregon
Located between two national forests, Eugene straddles the Willamette River and offers a temperate climate, with average summer highs topping out at 82 degrees and winter lows averaging 34 degrees. The city is called home by 176,654 people, and with 16% of the population aged 60 and older, there are plenty of activities and resources for seniors.
Although many seniors prefer to remain at home, assisted living communities are an option for seniors who can no longer live alone. These facilities offer homelike settings with staff to assist with everyday needs, housekeeping and transportation. Seniors can choose from various activities and receive nutritious meals. Assisted living is appropriate when a nursing homes 24/7 higher-level medical care is not necessary. The average monthly cost for assisted living in Eugene is $5,623 compared to the Oregon average of $5,045
This guide provides information about assisted living in Eugene, average costs for long-term care and the advantages and disadvantages of living in the city. It also includes a list of free resources for seniors.
The Cost Of Assisted Living And Care In Eugene Or
Eugenes median costs for an assisted living facility tops every other city on the following list, as well as the state and national medians. Its $983 more than Medford , which is the least expensive city on the list but is only $123 more than Salem . Bend and Portland both fall closer to the national median than Eugene.
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Background Checks For Assisted Living
Every staff member of an assisted living facility must clear a background check as per the states prescribed process. Any staff member convicted of felony or crime related to the abuse of the elderly or vulnerable cannot be employed at an assisted living facility. A fingerprint check is required to carry out a national criminal background check. Oregon allows public access to criminal record information in specific situations. An online request can be filed with the Criminal Justice Information Services at oregon.gov.
How To Apply For Medicaid In Oregon
Seniors can apply for Medicaid online by visiting ONE.Oregon.gov, or they must fill out and submit a paper application to:
OHP Customer Service P.O. Box 14015 Salem OR, 97309
Individuals can call OHP Customer Service at 699-9075 for help with applying for Medicaid and Medicaid waiver programs.
Information You Will Need
Before applying for Medicaid, individuals should have the following information on hand:
- Proof of income and assets
- Social Security Number
- Policy for current health insurance coverage, including TRICARE and Medicare
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Long Term Care Services
Medicaid Long Term Care Services can provide help with your care needs in the setting of your choice. Options include care in your home, Adult Foster Homes, Residential Care Facilities, Assisted Living Facilities, and Nursing Homes. Medicaid is available to older adults and adults with physical disabilities who need help with tasks of everyday living.
For more information or to apply for Medicaid please contact the ADRC at 541-682-3353.
More Ways To Pay For Assisted Living
While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:
- Veterans Benefits
- Long-Term Care Insurance
- Reverse Mortgage
For more information about different ways to finance assisted living, visit our Assisted Living in Oregon page.
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Welcome To Mckenzie Manor
Sapphire at McKenzie Manor offers caring and compassionate memory care for those needing assistance with Alzheimers and Dementia. Experience, knowledge, understanding and awareness are key ingredients to a great Alzheimers care home. Our doors at McKenzie Manor opened over twenty years ago, and continue to lean on those principles daily. McKenzie Manor was the first and only secure Alzheimers/Dementia facility in Eugene, Oregon, and since 1991, has pioneered many of todays current philosophies such as the Homelike Environment, and Aging in Place.
We are proud knowing we take the very best care of our residents, and honor the sacred trust you give us. At McKenzie Manor you will experience a warm and friendly community with a staff-to-resident ratio benefiting any required care needs. We invite you to visit our beautiful community and experience the best that memory care has to offer.
The Cost Of Memory Care In Oregon
Because of the specialized staff training and resources required to provide high-quality memory care, memory care typically costs more than other types of residential care. On average, memory care will cost 20-30% more than assisted living.
To determine the cost of memory care in Oregon, we added 25% to the assisted living costs reported in the Genworth 2021 Cost of Care Survey.
Memory care in Oregon costs around $6,306 per month, which is $681 less than the national average of $5,625. Idaho and Nevada seniors pay some of the lowest costs in the region at $4,798 and $4,688 per month, respectively. In California, memory care costs an average of $6,563, and seniors in Washington state pay some of the highest fees at $7,500.
The cost of memory care also varies widely within the state. The lowest costs are found in Corvallis at $5,606, and seniors in Eugene pay the highest rates in the state at $7,029 per month. Memory care costs in Portland and Salem average $6,219 and $6,875 per month, respectively, and seniors in Bend pay $6,044 monthly.
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Assisted Living In Oregon
We conducted research for 20,000 assisted living communities in the U.S. and 358 assisted living facilities in Oregon that house senior citizens. Our research indicates that the average monthly cost of an assisted living facility in Oregon is $4,593.
Oregon has been gaining popularity amongst older adults who are looking for a place to enjoy their retirement. The state exempts Social Security Income from state income tax and does not impose any form of sales tax. Additionally, it is known for its geographical beauty, low crime rates, and temperate climate. Oregon stands out for its sustainable living with Portland being ranked as one of the greenest cities in the world.
A Message From Thegeneral Manager
Charisa began working at Merrill Gardens at Sheldon Park in 2004 as a caregiver at age 19. Since then, she has served many roles, including Medication Tech, Health Services Assistant, Memory Care Administrator. In 2009, Charisa earned her LPN license and in 2014, she became Merrill Gardens at Sheldon Park’s Executive Director. Charisa and her fiance Alexander love to go fishing, hiking, camping, hunting, and work on home projects. They have a great love of animals and have four dogs between the two of them. She says, “After working here for 12 years, this community is truly my family. Each resident has their own story and we love to celebrate them, hear and share their stories, and continue their independence. Our residents are so special and really help support each other as well.”
Charisa Parsons, General Manager
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More Ways To Pay For Memory Care In Oregon
In addition to the state programs mentioned above, those looking for resources to finance memory care may consider:
- Long-Term Care Insurance: Depending on the policy details, long-term care insurance may be used to pay for memory care services. It’s best to sign up for a policy early, as coverage will likely be denied if one already has long-term care needs. More information about the intricacies of long-term care insurance can be found at longtermcare.acl.gov.
- Reverse Mortgages: Reverse mortgages allow some homeowners to take out a loan as an advance from the eventual sale of their primary residence. This can be a good way to fund memory care in the short-term, but the loans will need to be paid back after the sale of the home. The most commonly used type of reverse mortgages for seniors is the Home Equity Conversion Mortgage, which is the only reverse mortgage insured by the federal government.
Veterans Benefits: The Department of Veterans Affairs offers several programs that veterans and their spouses may use to cover health care needs such as memory care. More information about these programs can be found on the VA website.
About Assisted Living In Eugene Or
Caring for someone who has physical or cognitive care needs can often be difficult in the home or simply not cost effective. Assisted living communities do a wonderful job in filling that need.
Typically, a resident in assisted living will get help with some or all of their activities of daily living from a trained care professional. In a communal setting, care can be provided to multiple residents with an appropriate staff to resident ratio.
In addition to providing care to residents, many assisted living communities offer a full range of social, emotional, physical and even spiritual services to their residents. Having a robust life enrichment program may be of great value to some.
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Affordable Care Assessment For Medicaid Recipients
I provide my services at a nominal rate to be paid by the family of the Medicaid client, which includes an in-depth in-person health assessment with a short list of appropriate care facilities that match the client’s care needs and personal preferences, guidelines for touring the facilities, and before and after-the-move checklists.
The assessment covers the following functions:
Evergreen Memory Care In Eugene Oregon
Our Campus of Care in Eugene, Oregon, gives you access to multiple levels of care, all on one campus. Those choosing Independent Cottage living can enjoy an all-inclusive, maintenance-free lifestyle with peace of mind and security. Should your health care needs change over time, you have available support for Assisted Living and/or Memory Care services.
At Evergreen Senior Living, getting older doesnt mean closing the book on life. Instead, we give older men and women an opportunity to write the next chapter. The Evergreen Campus of Care is tailored to help live as fulfilling a life as possible. You choose the content of your life story we can help you write it.
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We Know You’re Going To Love It Here
It’s all about choice. Choose from 106 apartments, including studios and one-bedroom floor plans, with services ranging from assisted living to memory care options.
Enjoy a variety of amenities aimed at helping you choose the way you want to spend your days.
You’ll live a full and happy life built around your delights and hobbies.
Welcome To Solvang Retirement
Located in the heart of beautiful Eugene, Oregon, Solvang Retirement is Eugene’s premier independent living community. Solvang’s excellence in service and finer touches create a resort-like atmosphere, where residents enjoy access to parks, events, downtown shopping, healthy activities and wonderful dining. Our lively community encourages residents to be in charge of their lives and creates a rich, friendly, and meaningful living experience.
Housing 99 private apartments, from studios, to one bedroom and two bedroom apartments, Solvang offers a distinctive difference in independent living. You will lead a healthy and active life with accommodations and amenities that are second to none, and after each dayâs events, your independent apartment home welcomes you to tranquility, refinement, and familiar ambiance. We invite you and your loved ones to visit Solvang Retirement Living, to experience the happiness and comfort we help provide.
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Assisted Living Near Eugene Oregon
Eugene, home of the University of Oregon Ducks, is located in the Willamette Valley and is a perfect place to look for assisted living communities.
Facilities in this area could accept State Medicaid, private payers and long-term care insurance.
CareAvailability.com has been used by families and care professionals in the Eugene area to find real-time assisted living openings and provide a comprehensive list of options for care.
We do all the work for you when it comes to finding the best assisted living in and around Eugene. We do extensive research on the facilities and provide you with the most current information and care availability.
Does Medicaid Cover Assisted Living In Oregon
Qualifying Assisted Living residents in Oregon may pay for assisted living through the states Medicaid program. Assisted Living services are covered directly through the K Plan, also called the Community First Choice State Plan Option, as well as indirectly through the Aged and Physically Disabled waiver. These programs pay for Assisted Living services and home-based care to help older adults maintain their independence and avoid or delay Nursing Home care.
Medicaid, including the K Plan option, is an entitlement, and everyone who qualifies for enrollment is guaranteed coverage. Limited enrollment slots are available for the APD waiver, meaning that some people who qualify for services are placed on waitlists until a slot opens. Individuals who qualify for both programs may be enrolled in them simultaneously.
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More Ways To Finance Assisted Living
- Veterans Benefits: Veterans can take advantage of several different pension programs to help cover the cost of assisted living. For more information, see the article on benefits.va.gov.
- Life Insurance Policies: Even if a spouse or loved one hasnt died, certain types of life insurance policies can be used to pay for assisted living. More information is available at longtermcare.acl.gov
- Long-Term Care Insurance: Long-term care insurance is a type of insurance policy that pays for long-term care when it becomes necessary, including the cost of assisted living. For more information on the benefits and drawbacks of this financing method, visit longtermcare.acl.gov.
- Reverse Mortgages: Reverse mortgages allow seniors to access the equity from a home that they own, and these funds can be used to pay for assisted living. The U.S. Department of Housing and Urban Development offers a federally insured reverse mortgage program.
An Active Life Is A Happy Life
We plan our daily activity calendar around what our residents are interested in doing, learning how they like to spend their days and seeking out both new experiences and ways to reignite old passions. We love celebrating holidaysboth traditional and nontraditionalwith fun festivities throughout the year.
Learn More About Active Living >
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Medicaid Eligibility For Seniors In Oregon
In Oregon, Medicaid applicants must meet financial requirements to be eligible for benefits. The maximum annual income from all sources must not exceed $30,276 for a single applicant. In a two-person household with both individuals applying, the income requirements are no more than $60,552 or $30,276 per spouse. Asset limits are $2,000 per applicant or $4,000 per couple. In a two-person household with only one person applying, the asset limit can reach $137,400, which makes it possible to retain homeownership.
2022 Medicaid Income Limits for Seniors in Oregon
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| Oregon Law Help | 800-520-5292 | Oregon Law Help provides free and low-cost legal aid to seniors in the state. The organization can provide assistance with applying for Medicaid and help during the appeals process. |
Oregon Medicaid Programs For Memory Care
Oregons Medicaid service will cover memory care indirectly through two separate waiver programs. These programs are the Aged and Physically Disabled Waiver and the Oregon K Plan.
The Aged and Physically Disabled Waiver
The Aged and Physically Disabled Waiver, also known as the 1915 waiver, helps qualified Oregon seniors pay for home and community-based services in long-term care. This wavier covers services such as personal care, housekeeping, transportation and meals.
- Who Is Eligible: Eligibility for the Aged and Physically Disabled Waiver includes seniors aged 65 and older and those 18 and older with a disability. Seniors must also require a nursing home level of care and meet all income and asset eligibility requirements for Medicaid.
- How To Apply: Seniors can contact any local Seniors and People with Disabilities Office to apply.
Oregon K Plan
The Oregon K plan provides home and community-based services to seniors who require a nursing home level of care but prefer to receive services at home or in a community setting of their choice. Services covered by the Oregon K Plan include dressing, bathing, feeding, cooking, housekeeping and memory care.
- Who Is Eligible: Seniors must be eligible for regular Medicaid and require an institutional level of care.
- How To Apply: Seniors can complete an online application or contact a local agency.
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