People Are Also Reading
These programs have limited funds, however, and waiting lists as long as two years. Going into a nursing home before switching to assisted living or home care can reduce the wait to four to six months, says Byron Cordes, a geriatric care manager in San Antonio.
Some nursing homes dont accept Medicaid those that do may have a limited number of Medicaid beds. Some facilities that dont accept Medicaid up front will let you stay after you run out of money and have to rely on Medicaid.
Before choosing a facility that doesnt take Medicaid, calculate how long your money will last, says Cordes. If your top choice takes private-pay patients only, it may be an option if you can pay the bills there for a few years, then move to a Medicaid facility before the money runs out.
Working with an elder-law attorney who knows your states laws can save thousands of dollars . If youre helping aging parents, meet with the attorney as soon as they need help, even if they still have plenty of savings, says Bernard Krooks, an elder-law attorney in New York, because youll have more options if you plan in advance.
And make sure you get power of attorney for your parents while they can still make decisions so you can pay their bills if they cant.
Kimberly Lankford is a contributing editor to Kiplingers Personal Finance magazine. Send your questions and comments to . For more on this and similar money topics, visit kiplinger.com.
Retirement: Let Medicaid Pay The Nursing
Medicaid is the largest payer of long-term-care services for the elderly.
Eligibility rules vary from state to state, but you generally must have less than $2,000 in countable assets, including savings, retirement accounts, investments and most cash-value life insurance balances. You can generally keep your car, primary residence and money in certain kinds of trusts.
If youre married and your spouse lives at home, he or she can usually keep up to $117,240 in countable assets in 2014 .
Your countable income to qualify for Medicaid must generally be less than $2,163 per month. That includes Social Security benefits and pension, dividend and interest income. Your spouse living at home may keep all of his or her income and may be able to keep some of yours up to a total of $2,931 per month, depending on the state.
After you qualify financially, Medicaid may send a social worker or nurse to certify that youre medically eligible, which generally means that you need help with the activities of daily living. Medicaid has traditionally covered care in nursing homes but not in assisted-living facilities. But many states now have voucher plans that let you use Medicaid money for assisted living or home care.
Applying For Help With Long Term Care Expenses
SoonerCare pays for nursing home services. However, it does not pay for nursing home care for everyone.
If you would like to find out if Oklahoma Medicaid will help pay for your nursing home care, you or your representative should apply at your local county office of the Oklahoma Department of Human Services . The DHS caseworker can assist you in completing your application.
If your application is approved, your eligibility for SoonerCare usually begins with the month you apply. You will receive a medical card that you can use for your medical expenses. However, you may be eligible for SoonerCare for up to three months before the month you apply. If you have medical expenses during any of the three months before the month you apply, be sure to tell your caseworker so DHS can decide whether SoonerCare will pay for those bills. It may be necessary for you to pay part of your income to the nursing home for your care.
Also Check: Can I Get Dental Insurance With Medicaid
Requirements For Reporting Abuse
If you suspect a caregiver of abusing your elderly loved one or youre the one being abused, you should report it immediately.
Report any form of elderly abuse to your local Department of Human Services . If the DHS is closed, you can call the Statewide Abuse Hotline at 1-800-522-3511.
Oklahoma Assisted Living Facilities must follow the state and federal laws and regulations to ensure the safety of all residents. If you suspect the facility is not in compliance with the laws and regulations, you can file a complaint through the Oklahoma Department of Health Services by sending an email to . Alternatively, you can call 747-8419 or 271-6868.
Nursing Homes In Tulsa Oklahoma
There are 20 nursing homes in Tulsa, Oklahoma, which provides you with a variety of choices. We gave the nursing homes in this city a city grade of B-, which is a solid rating. This is right about in the middle of the pack by national standards, which is perfectly respectable. The best part of this city’s profile is its nursing homes’ remarkable inspection grades. We discuss inspections in the next section.
Despite receiving a fairly ordinary overall grade, this city’s nursing homes performed especially well in our inspections category. In fact, some of the nursing homes in the city received nearly perfect inspection reports this year. Consequently, Tulsa received one of our highest ratings in that category with an A-. Arguably the most critical factor we look at in computing our inspection ratings is deficiencies. These deficiencies are found on a facility’s inspection reports. Places with higher scores in this area most likely dodged the more severe deficiencies involving health risks or even death. In addition, the city also excelled in the category of government long-term care with a B. In our final two categories, we gave Tulsa slightly below average grades for our short-term care and nursing areas.
Showing 31 nursing homes ranked by overall rating.
6800 South Granite Avenue Tulsa, Oklahoma 74136
2025 East 71st Street Tulsa, Oklahoma 74136
4134 East 31st Street Tulsa, Oklahoma 74135
3800 West 71st Street South Tulsa, Oklahoma 74132
You May Like: Medicaid Requirements For Gastric Sleeve
Researching Skilled Nursing Facilities In Oklahoma Ask These Questions:
- What are the staffing ratios per resident per day and how does that compare to other nursing homes in Oklahoma?Does the nursing home’s reported time compare favorably to other Oklahoma nursing homes?
- What is the nursing home’s staff turnover like?How does this staff turnover compare to other facilities in Oklahoma?
- How much time do the nursing home’s staff spend with residents each day?Compare the daily time spent to other facilities in Oklahoma.
- How does the nursing home’s quality measures compare against other Oklahoma facilities?Compare the long stay and short stay quality measures against other Oklahoma nursing homes.
- What’s the nursing home’s Medicare rating and how does that compare to others in Oklahoma?The Medicare rating is based on evaluation of Oklahoma’s nursing homes.
- What types of activities does the nursing home offer residents?Is there a monthly activity calendar? What resident activities are available?
- Is transportation offered to the nursing home residents?How does this compare to other Oklahoma nursing homes?
- Does the nursing home accept Medicaid?If you cannot afford the service, does the facility accept Oklahoma Medicaid?
Transfer Of Assets To Qualify For Medical Assistance
Transfers of assets may affect your eligibility. An asset transfer occurs when a client or their spouse buys, sells, gives away, or changes the way assets are held. Assets include home and other property, bank accounts, certificates of deposit, cash, etc. If you or your spouse have transferred assets for less than their worth, you may be subject to a penalty period for nursing home services or the ADvantage waiver program. If otherwise eligible, you remain entitled to other covered medical services. Transfers that may affect your eligibility are those made 36 months prior to the date you apply for nursing home assistance or the Advantage waiver program or those made within 36 months of your entry into a nursing home.
If the DHS decides that you are subject to a penalty period, the penalty begins with the month of the transfer and equals the number of months of the uncompensated value of the transferred assets divided by $2,000. However, if a transfer is made during a penalty period and the DHS decides that you are subject to an additional penalty period, the penalty begins with the month following the month the previous penalty period ends. If you request or receive SoonerCare, the DHS will inform you of the penalty period.
Recommended Reading: How To Cancel Medicaid Louisiana
About Colonial Manor Nursing Home
Colonial Manor Nursing Home is a skilled nursing facility located in Tulsa, OK. This facility is certified for Medicare and Medicaid. As with all skilled nursing facilities, you will want to ask about all payment options including Medicaid and Medicare. Colonial Manor Nursing Home has an Overall Rating of 1, Quality Rating of 4 and a Staffing Rating of 2.
At this skilled nursing facility, there are 120 number of beds. Senior residents will receive 24-hour medical care while also getting the rehabilitation care they need, which can include electrical stimulation, ultrasound and range of motion exercises.
Many skilled nursing facilities, like Colonial Manor Nursing Home, provide a variety of group activities that could include movie dates, cooking groups and special events for holidays. For those who are rehabilitating in their bed, there might be coloring pages/supplies, news/book reading and iPad music/games offered. Special diets are often part of any rehabilitation plan. Share yours with the property to ensure you are eating healthy.
Assisted Living / Memory Care
In Oklahoma, as of Genworths Cost of Care Survey 2020, in 2021, the average monthly cost of assisted living throughout the state is $3,750. Compared to the national monthly average of $4,300, this rate is quite low. In the area of Enid, in the Northwestern part of the state, the monthly average, $2,960, is even lower than the Oklahoma statewide average. Lawton, in the Southwestern part of the state, is also lower than the statewide average with a monthly average cost of $3,490. The metropolitan areas of Oklahoma City and Tulsa have the highest average monthly rate for assisted living, which ranges from $3,900 $4,519.
Individuals who need additional care and supervision due to Alzheimers are able to reside in assisted living memory care units. On average, this type of care costs 20% 30% more than does traditional assisted living. Therefore, one should expect to pay an additional $740 $1,129 per month.
Read Also: Medicaid Ga Number Customer Service
Assisted Living Scope Of Care
Assisted living communities are required to define the scope of services it provides to residents in writing. Overall, there are three types of services provided at assisted living communities in Oklahoma, which are listed below.
- Supervisory Care Services: Supervisory care refers to the daily observation of residents needs and capabilities, checking up on residents throughout the day, and assisting residents with medication.
- Personal Care Services: This type of care involves assistance with day-to-day activities, like grooming and dressing, along with medication administration and nursing services as needed.
- Directed Care Services: Directed care refers to services for individuals who are unable to make their own basic care decisions, call for help or understand dangerous situations.
Southern Hills Rehabilitation Center
I know a man that is there right now, he’s family is trying to get him transferred before they kill him. His Saturday dinner plate sat in his room till Sunday. Of course his nurse was drunk how would she know. I hear Monday is “Drunk Monday” I am assuming she indulged in happy hour just a couple of days early, NO Big D…
You May Like: Does Medicaid Cover Counseling In Texas
Q: What Is Our Medicare Home Health Program
At Oxford HealthCare we strive to ensure you or your loved one is not hospitalized after an accident, surgery, or health condition. Based on your physicians order, our skilled, compassionate and caring nursing and therapy staff provide excellent recovery techniques to guarantee the best outcome in the privacy and comfort of your home. Our Medicare Home Health programs last as long as there is still a medial need in order to build strength, health and independence.
Our team of experienced professionals are composed of Registered Nurses, Home Health Aides, Physical, Occupational and Speech Therapists and Social Workers. Our areas of expertise include skilled home rehabilitation, prevention of rehospitalisation, chronic disease education and management, as well as strengthening, balance, and fall prevention. Our services can be funded through Medicare, Private Insurance, Workers Comp Insurance and Veterans Administration.
The Cost Of Assisted Living In Oklahoma
The monthly median cost of assisted living in Oklahoma is $3,325, which is considerably cheaper than the national average of $4,000. According to Genworths 2018 Cost of Care Survey, assisted living in Oklahoma is also less expensive than the median in all but two neighboring states Arkansas and Missouri.
While the cost of Assisted Living is fairly consistent throughout the state, Enid is the one exception coming in about $500 below the state average. Tulsa is the most expensive region in the state, but at $3,448 its still well below the national average of $4,000.
While nursing home care is relatively cheap in Oklahoma when compared to the rest of the nation, its still considerably more expensive than assisted living. Other than independent living which doesnt provide assistance with activities of daily living, assisted living communities are the cheapest solution for long-term care in the state.
Also Check: How Does Emergency Medicaid Work
Cost Of Oklahoma Nursing Homes
According to the 2015 Genworth Financial cost of care survey, the average cost of skilled nursing in Oklahoma is $4,441 per month.
The monthly base rate for Oklahoma nursing homes is typically lower when compared to neighboring states. Oklahoma is also less expensive compared to the national average.
This cost is the base cost for a in Oklahoma. Additional fees beyond the base rate may apply.
The rate for a is typically higher. In Oklahoma, the average cost is $5,019.
Medicare Nursing Homes In Tulsa Ok
|Location: 2425 South Memorial, Tulsa, Oklahoma 74129Ratings:|
|Location: 1340 East 61st Street, Tulsa, Oklahoma 74136Ratings:|
|Location: 5170 South Vandalia, Tulsa, Oklahoma 74135Ratings:|
|Location: 2154 South 85th East Avenue, Tulsa, Oklahoma 74129Ratings:|
|Location: 10912 East 14th Street, Tulsa, Oklahoma 74128Ratings:|
|Location: 3601 North Columbia, Tulsa, Oklahoma 74110Ratings:|
|Location: 6201 East 36th Street, Tulsa, Oklahoma 74135Ratings:|
|Location: 4134 East 31st Street, Tulsa, Oklahoma 74135Ratings:|
|Location: 6800 South Granite Avenue, Tulsa, Oklahoma 74136Ratings:|
|Location: 1815 East Skelly Drive, Tulsa, Oklahoma 74105Ratings:|
|Location: 3333 East 28th Street, Tulsa, Oklahoma 74114Ratings:|
|Location: 3800 West 71st Street South, Tulsa, Oklahoma 74132Ratings:|
|Location: 7707 South Memorial Drive, Tulsa, Oklahoma 74133Ratings:|
|Location: 8555 South Lewis Avenue, Tulsa, Oklahoma 74137Ratings:|
|Location: 5721 S Lewis Ave, Tulsa, Oklahoma 74105Ratings:|
|Location: 2025 East 71st Street, Tulsa, Oklahoma 74136Ratings:|
|Location: 3701 Martin Luther King Jr Blvd, Tulsa, Oklahoma 74106Ratings:|
|Location: 2416 West 51stsouth, Tulsa, Oklahoma 74107Ratings:|
|Location: 6202 East 61st Street, Tulsa, Oklahoma 74136Ratings:Phone: 494-8830|
Assisted Living In Oklahoma
We have gathered data for over 20,000 assisted living communities serving seniors across the U.S., and over 150 statewide. Our research indicates that a resident in an assisted living community in Oklahoma will pay $3,325 per month on average.
Oklahomas low cost of living and affordable healthcare is enticing enough that thousands of seniors decide to make Oklahoma their home. Oklahoma has an ever-growing elderly population, many of whom live on fixed, limited incomes and need assistance in finding and paying for quality assisted living communities.
Protecting Property For A Spouse
When you go into a nursing home, your spouse may be able to keep your home, your car and your household furnishings. The DHS will then determine the value of your other assets, such as bank accounts and certificates of deposit. Depending on how much property you and your spouse have your spouse may be able to retain assets valued up to $95,100 for 2005. This amount will increase each year. The DHS will tell you the actual amount your spouse may retain.
Also Check: How Do I Add Someone To My Medicaid
The Seniorscore For Tulsa Ok
Tulsa’s SeniorScore reveals the city to be one of the most senior-friendly in Oklahoma. At 78, its score is four points above the state’s and six above the nation’s. With the exception of Finances, which scores 64, the other categories are broadly within the same range. Recreation & Leisure scores 73, Health & Safety earns 71 and General Quality of Life scores 69.
Tulsa provides sufficient ways for seniors to enjoy their leisure time. About 135 parks grace the city, offering safe and beautiful spaces for older residents to share walks and picnics with their loved ones. There are also many places of worship, ensuring the spiritual needs of the city’s elder community are met. Tulsa’s climate is relatively senior-friendly, with temperatures averaging a chilly 26 degrees in January and a comfortably warm 93 in July. It gets around 22 more sunny days than the U.S. average of 205 and annual snowfall of only six inches. Although the air quality isn’t as good as it could be, the city’s water quality is above average for the country.
According to Sperling’s Best Places, Tulsa has an average cost of living index of 83.2, which is slightly below the state index of 83.7 but significantly below the national index of 100. The city’s health cost index is also below the state figure, which will be of particular interest to seniors in need of nursing home care.